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Deposit Products > Checking Accounts




Texan Checking
Lone Star Checking
Bluebonnet Checking
Red River Checking
Armadillo Checking
Business Checking

Texan Checking

A perfect plan for everyday checking needs!

  • $100 Minimum to Open
  • Free First Order of 50 Checks
  • Free ATM and Visa CheckCard
  • Automatic $400 Overdraft Protection*
  • Unlimited Check Writing
  • Free Direct Deposit Service
  • No Monthly Maintenance Fee
  • Free Online Banking

Loan Star Checking

A totally free account for our Mortgage Customers!

  • $100 Minimum to Open
  • Free Checks
  • Free ATM and Visa CheckCard
  • Automatic $400 Overdraft Protection*
  • Unlimited Check Writing
  • Interest Bearing on Balances of $1000 or more
  • Free Direct Deposit Service
  • No Monthly Maintenance Fee
  • Free Online Banking

Bluebonnet Checking

An exceptional account for our Customers over 60 years of age!

  • $100 Minimum to Open
  • Free Checks
  • Free ATM and Visa CheckCard
  • Automatic $400 Overdraft Protection*
  • Unlimited Check Writing
  • Interest Bearing on Balances of $1000 or more
  • Free Direct Deposit Service
  • No Monthly Maintenance Fee
  • Free Online Banking

Red River Checking

A convenient interest bearing account suitable for everyday use!

  • $1,000 Minimum to Open
  • Free ATM and Visa CheckCard
  • Automatic $400 Overdraft Protection*
  • Unlimited Check Writing
  • Interest Bearing on Balances of $1000 or more
  • Free Direct Deposit Service
  • $10 Monthly Maintenance Fee if Balance <$1000
  • Free Online Banking

Armadillo Checking

A market rate account for limited use customers!

  • $1,000 Minimum to Open
  • Free ATM and Visa CheckCard
  • Automatic $400 Overdraft Protection*
  • Limited Check Writing (3 per month)
  • Interest Bearing on Balances of $1000 or more
  • Free Direct Deposit Service
  • $10 Monthly Maintenance Fee if Balance <$1000

Business Checking

A great account for any size business!

  • $100 Minimum to Open
  • Unlimited Transaction
  • No Monthly Maintenance Fee
  • E-Corp (Online Banking) $10.00 Per Month


* Subject to a per item charge of $25.00 for each check, in person withdrawal or other electronic means. We reserve the right to not pay any overdraft at our discretion. Account must be brought to a positive balance within 7 days or we reserve the right to close the account.