NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in this notice, mean Texas Savings Bank,
s.s.b.
This is our privacy notice for our customers. When we us the words "you"
and "your" we mean the following types of customers:
- Our consumer customers who have a continuing relationship by
purchasing or holidng financial products or services such as a(n):
- Deposit account
- Loan account
- All IRA accounts for which we act as custodian
- Former customers
We will tell you the sources of the information we
collect about you. We will tel you what measures we take to secure that
information.
We first define some terms.
Nonpublic personal information means information about you that we
collect in connection with providing a financial product or service to
you. Nonpublic personal information does not include information that is
available from public sources, such as telephone directories or
government records. Hereafter, we will use the term "information" to
mean nonpublic personal information as defined in this section.
An affiliate is a company we own or control, a company thatn owns or
controls us, or a company that is owned or controlled by the same
company that owns or controls us. Ownership does not mean complete
ownership, but means owning enough to have control.
A nonaffiliated third party is a person we do not employ or a company
that is not an affiliate of ours. This is also known as nonaffiliated
third party, or simply, an "other party."
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to anyone, except as
permitted by law. Examples of this might include disclosures necessary
to service your account or prevent unauthorized transactions.
THE CONFIDENTIALITY, SECURITY, AND INTERGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need
to know that information to provide products or services to you. We
maintain physical, electronic, and procedural safeguards to protect this
information.
INFORMATION ABOUT FORMER CUSTOMERS
W have the same policy about disclosing information about former
customers as we do about current customers.
TEXAS NOTICE
This institution is chartered under the laws of the State of Texas and
by state law is subject to regulatory oversight by the Texas Department
of Savings and Mortgage Lending. Any consumer wishing to file a
complaint against this institution should contact the Texas Department
of Savings and Mortgage Lending through one of the means indicated
below:
- In person or U.S. Mail: 2601 North Lamar Boulevard, Suite 201, Austin,
Texas 78705-4294;
- Telephone No.: (877) 276-5550;
- Fax No.: (512) 475-1360;
- E-mail: SML@sml.state.tx.us;
- Website: www.sml.state.tx.us
|
