Rates and APY are effective MAY 2, 2008
| Account |
Minimum Balance |
Interest Rate* |
APY ** |
Penalty/Fees |
Texan Savings
(Passbook) |
$100.00 |
1.75% |
1.76% |
BAL < $100
$1 SC |
RED RIVER (1)
(SUPER NOW) |
$1,000.00 |
.80% |
.80% |
BAL < $1,000
$10 SC NO INT. |
ARMADILLO (1)
(MONEY MARKET) |
$1,000.00 |
1.10% |
1.11% |
BAL < $1,000
$10 SC NO INT. |
| RIO GRANDE SAVINGS |
$10,000.00 |
TIERED BELOW |
BAL<$10,000
$25 SC |
|
|
$0.00-$4,999.99 |
0.00% |
0.00% |
|
|
$5,000.00-$9,999.99 |
1.60% |
1.61% |
|
|
$10,000.00-$19,999.99 |
2.45% |
2.47% |
|
|
$20,000.00- & ABOVE |
2.75% |
2.78% |
|
| Account |
Minimum Balance |
Interest Rate* |
APY ** |
Penalty/Fees |
| TEXAN CHECKING (1) |
$100.00 |
0.00% |
0.00% |
1ST 50 CHKS. FREE
NO SC |
LOAN*CHECKING (1)
(MTG. CUSTOMERS) |
$100.00 |
.80% |
.80% |
BAL<$1,000 0%
FREE CHECKS NO SC |
BLUEBONNET CHECKING (1)
(OVER 60 YRS, OF AGE) |
$100.00 |
.80% |
.80% |
SEE ABOVE |
| (1) Overdraft protection in the amount of $400. Subject to a per item charge of $25.00 for each check, in person withdrawal or other electronic means. We reserve the right to not pay any overdraft at our discretion. Account must be brought to a positive balance within 7 days or we reserve the right to close the account. |
| |
Certificates of Deposit
|
| Type/Term |
Minimum Balance |
Interest Rate |
APY ** / PENALTY |
| 3 MONTH CD |
$500.00 |
2.05% |
2.07% 3 MO. INT. |
| 6 MONTH CD |
$500.00 |
2.25% |
2.26% 3 MO. INT |
| 12 MONTH CD |
$500.00 |
2.50% |
2.52% 6 MO. INT |
| 24 MONTH CD |
$500.00 |
2.60% |
2.63% 6 MO. INT. |
| 36 MONTH CD |
$1,000.00 |
2.75% |
2.78% 9 MO. INT |
| 48 MONTH CD |
$1,000.00 |
2.75% |
2.78% 12 MO. INT. |
| 60 MONTH CD |
$1,000.00 |
2.75% |
2.78% 18 MO. INT. |
|
|
|
|
| * This rate may change after the account is opened, and fees may reduce earnings. |
| **Annual Percentage Yield |
| Fees could reduce the earnings on the account. |
| A penalty may be imposed for early withdrawal. |
 |
